Nicknamed the North Star State, Minnesota shows its affinity with nature. The dynamic mix of culture, historic landmarks, and the food scene will leave you wanting more. There is something for everyone in this state, from fishing to partying. So, get ready for a ride set for your liking.
Before you take off for Minnesota, add purchasing visitors medical insurance or travel insurance to your to-do list for financial security in case of an unexpected accident, illness, injury, or travel mishap.
Visitors Medical Insurance for Travelers in Minnesota - FAQs
There is an endless list of companies that provide visitors medical insurance. This could create some confusion. So, here are the most common insurance questions answered.
Why buy visitors medical insurance before traveling to Minnesota?
A good visitors medical insurance plan is not easy to find and requires a thorough analysis. You should take some time before you leave to sort out your insurance needs. This way your vacation will be free of worries. Visitors medical insurance is essential because the cost of healthcare in the U.S. is exorbitantly high, and a visit to the emergency room could very well end up costing tens of thousands of dollars. Many accidents and injuries are outside of your control, no matter how careful you are, and the last thing you want is to be in debt for years due to something that wasn’t your fault.
What should I look for in my Minnesota visitors medical insurance?
As you’re researching visitors insurance plans, consider the following benefits:
- Coverage for emergency medical expenses
- Coverage for acute onset of pre-existing conditions
- Ability to extend your duration of coverage or cancel your policy.
- Participation in a PPO network
- Coverage for emergency medical evacuation to the nearest medical facility that can offer appropriate treatment, and repatriation of remains
Trip Cancellation Insurance for Travelers in Minnesota - FAQs
Why should I get trip cancellation insurance for my Minnesota travel?
Trip cancellation insurance can help cover non-refundable expenditures like hotel rooms and flight tickets in the event that you have to cancel your long-awaited vacation. Plans do not always pan out, and in such situations, trip cancellation insurance could potentially save you a huge financial loss.
What should I look for in my Minnesota trip cancellation insurance?
Trip cancellation insurance can reimburse you for the full amount of your prepaid, non-refundable expenses if you have to cancel your trip for a reason explicitly listed in your policy’s certificate wording. Be sure to carefully read through the fine print before purchase for a full understanding of what reasons are (and aren’t) eligible for coverage. The reasons vary from plan to plan, but the most common reasons for cancellation—the death of a loved one, or weather-related cancellations and delays—are usually covered under the standard plans.
Imagine a stress-free vacation where you kick up your feet and enjoy. But that’s only possible when you buy travel insurance. Again, be sure to read your policy before purchase so you know what you’re buying and what benefits you’re eligible for (and under what circumstances).
Minnesota’s Most Popular Cities for Travel
- The Mini-Apple: Minneapolis is one of the twin cities that boasts deep blue water bodies. Admire the Chain of Lakes down an 18-mile (almost 29-kilometer) walking trail following five magnificent lakes. This City of Lakes is also known for its greenery, and one such site is the Minnehaha Park. Minneapolis may sound like the suburbs, but it’s still a city with Broadway-worthy theater. For a musical overdose, visit Electric Fetus, a music and record store from 1968.
- Saint Paul: The other Twin City, Saint Paul, is a prominent metropolitan city in Minnesota. One fun experience would be to visit the nightclub at Wabasha Street Caves. These sandstone caves transformed in 1933 by mobsters are now a popular tourist spot. For an exquisite food experience, visit the Rathskeller Cafe, a 115-year-old German dining hall with simple but delicious food.
- The Suburban City: Woodbury is one of the best places to live in Minnesota; it gives the warmth of a suburb with the development of a city. A good addition to your trip would be wine tasting at Infinity Beverages Winery and Distillery. You could also take a St. Croix River Cruise for either a Comedy Dinner Cruise or Fajita and Margarita Cruise.
- The Med City: Rochester is the birthplace of the famous non-profit medical center, the Mayo Clinic. The city also boasts some amazing green spaces like the Quarry Hill Nature Reserve. It has a pond, hiking trail, and a historic sandstone cave carved in 1882. Another fun activity would be The Escape Room, a real-life escape challenge game.
- A Place to Call Home: Blaine is among the 100 best places to live in the United States. The city offers tremendous recreational options. Bowlero is a fun bowling alley with a sports bar, laser tag, arcade games, and billiards. You could also go golfing at either X Golf or Victory Links Golf Course. If you are looking for something quiet, you could go fishing, which is a popular Blaine activity.
- The Small-Town City: Situated alongside the Minnesota River, Shakopee is a charming city with a small-town vibe to it. The Valleyfair Amusement Park offers adrenaline-boosting activities for visitors from all age groups. If you are looking for something extravagant, you can watch a live horse race at Canterbury Park. End your night on a high note at the Mystic Lake Casino.
Key Guidelines for Travelers in Minnesota
“Minnesota Nice” is a common saying that refers to the friendly and diverse population in the state. They predominantly speak English and Spanish. The Land of 10,000 Lakes is awaiting your company, but not before you follow the below guidelines.
- Snowy and Sunny Minnesota: The state gets cold in the winters, sunny in summers, and calm in autumn and spring. If it’s a winter vacation, you will need heavyweight clothing. For summer and spring, lightweights with sweaters for the night would be the best option. Minnesota experiences mild rainfall throughout the year, so rain gear might be necessary.
- Traveling Through the Land of Lakes: Minnesota has an award-winning transit system that connects the state with buses, light rails, and even bike rental facilities. The state’s public transportation system is booming with sustainable options for a greener future. Recently, the Minnesota Senate passed a $1.9-billion bonding bill to further develop the transit system. This will include electric vehicle support.
- Nationally Ranked Healthcare Facilities: WalletHub, a consumer website, put out a study on the best and worst healthcare facilities in the country. Minnesota ranked 8th for healthcare access. It considered wait times at emergency rooms, as well as the Medicaid and Medicare acceptance rates. The Directory of Licensed and Certified Health Care Facilities is a yearly report. It details the hospitals, outpatient clinics, nursing homes and hospices in Minnesota.
- Travel Insurance for Minnesota: Your tickets are booked and your itinerary is set, but is your travel insurance in place? Insurance is the most important thing to remember for travelers in a new land. Be sure to get proper travel insurance, even if you are a U.S. citizen traveling outside your hometown.
Before You Travel to Minnesota - Do This
Visitors health insurance is affordable in Minnesota with two primary types of plans. Fixed coverage plans offer limited coverage at cheaper rates. Comprehensive coverage for visitors would be a comparatively more expensive but offer coverage far more appropriate to meet the high cost of healthcare in the U.S. Pick the plan that adheres to your travel needs, and make sure to confirm the duration of insurance, as well.
Better safe than sorry. That’s why smart travelers depend on insurance to enjoy their travel with peace of mind. Do your research and buy travel insurance coverage that covers your needs. Enter some basic trip information, compare your options, and select the plan that best matches the needs of your travel itinerary, your destination, and your budget.