Even though many visitors insurance plans provide coronavirus coverage, three plans are among the best: Safe Travels USA Comprehensive, Patriot America Plus, and Atlas America. Comparing them side-by-side will help you pick the most suitable plan for your specific needs.
| Safe Travels USA Comprehensive | Patriot America Plus | Atlas America | |
|---|---|---|---|
| BUY | BUY | BUY | |
| COVID-19 Coverage | Covered like any other new medical condition that occurs after the effective date of the policy. | Covered like any other new medical condition that occurs after the effective date of the policy. | Covered like any other new medical condition that occurs after the effective date of the policy. |
| Eligibility | Non-US citizens, and Non-US residents temporarily visiting the U.S. Cannot be a U.S. citizen. | Non-U.S. residents, greencard holders, and U.S. citizens temporarily visiting the U.S. | Non-U.S. citizens temporarily visiting the U.S. Cannot be U.S. citizen or greencard holder. |
| Coverage Area | Outside the home country, including U.S. and during travel time. | Outside the home country, including U.S. and during travel time. | Outside the home country, including U.S. and during travel time. |
| PPO Network | First Health PPO | United Healthcare PPO | United Healthcare PPO |
| Acute Onset of Pre-Existing Conditions | To policy maximum (cardiac $25,000) for ages < 70: $35,000 (cardiac $15,000) for ages 70-89 | To policy maximum (including cardiac) for ages < 70 | To policy maximum for ages < 80 |
| Urgent Care Copay | $30 (waived with $0 deductible) | $25 (waived with $0 deductible) | $15 (waived with $0 deductible) |
| Coverage Duration | 5 days to 364 days | 5 days to 2 years | 5 days to 364 days |
| DETAILS | DETAILS | DETAILS |
Of course, each insurance plan comes with its own terms and conditions, including benefit details and exclusions. Therefore, you should review the certificate wording (available through the “DETAILS” link above) for further details before deciding which insurance plan to purchase. If you have any questions or would like to discuss your specific situation, you can contact us during our business hours to speak with a licensed insurance representative.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.