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Hi Insubuy, I have a question related to existing pre-condition my father has and is traveling to USA. He is diabetic and his sugar levels fluctuate quite often (in range from 50 to 400). He takes insulin injections twice a day to maintain the blood sugar levels. I want to know if a sudden increase in blood sugar levels will be covered in Acute Onset of Pre-Existing Condition ? If not, is it advisable to purchase Pre-Existing condition coverage vs Acute Onset of Pre-Existing condition coverage. Thanks.
Acute onset coverage is for a sudden and unexpected issue, no prior symptoms or warnings, rapidly progressing and requiring immediate treatment within 24 hours. Based on the below information, the fluctuations are expected not unexpected with symptoms present.
Our Visitors Protect plan that provides pre-existing benefits would also be for unexpected issues.
Coverage for all plans and benefits would be determined at the time if the claim based on the medical reports at the time of the incident.
Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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