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Question:

Hello, I would like to get some information regarding visitor insurance to usa. I have a pre-existing condition of lumber spine disc bulge for which I got steroid injections in my home country and I am fine now. I am planning to visit usa for 6 weeks. I would like to know that if I get some sudden back pain over there for which I need to see a doctor, will that visit be covered by the insurance? Also the treatment advised by the doctor may be another steroid injection or a surgery, would that be also covered in my insurance plan?

Answer:

The plans available for visitors are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. There are some plans that will offer the acute onset benefit within their coverage that may be beneficial to you. You may view all plans for visitors here. Should you have additional questions or need further assistance with a recommendation you may call our office at +1 (866) 467-8289. 

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