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Hi, I might have to visit a dermatologist in the US to run some tests for diagnosis for a pre-existing condition. Would there be any insurance for this situation -an insurance that covers pre-existing conditions? Thank you
Thank you for contacting Insubuy for your insurance needs. All plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. There is the acute onset benefit available in most visitor insurance plans that will allow coverage for something related to a pre-existing condition if it were to meet the definition of the benefit. You may find more information regarding the benefit here. In any case, the situation you are describing would not be covered under the insurance plans available on the market. Should you have additional questions we would recommend you reach out to us directly at our office. Our phone number is (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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